FREEEEEEEEEEEEEEEDOOOOOOOOOOOMMMMMMMMMMM!!!

[modernwizard]

I accomplished my goal and paid the shit out of my auto loan today; the title is now in the mail to me! No more monthly payments [on that expenditure, at least]!

I also opened an account at New England Federal Credit Union, which, unlike One Credit Union, actually exists in the current century and fucking shows transactions on one's account within moments of their occurrence. I'm in the process of verifying my account now, so I hope that direct deposit and my various automatic withdrawals will successfully switch over to my new account in time for November's paychecks.

Comments

[seventhbard]

Congratulations!!! I hope one day I can pay off my student loans. If I am ever filthy rich I guess!

[modernwizard]

I was extremely fortunate in that I never went into debt for my education [!!!!], so I've never dealt with any debt over ~$3K. Even that amount caused me anxiety, rage and anger, so I can clearly imagine how daunting tens of thousands of dollars of debt is. O_O

[seventhbard]

If I had to go back and do things over again, I'm not sure if I would have chosen this, and I say that fully knowing that everything I love about my life now is either directly or indirectly a result of my education, so it's very, very daunting. It's much more stressful than I thought it would be, I really thought I'd be okay with it, or I'd not have done it. I thought I'd take about 10 years to pay it and felt comfortable with that. Now I dream about having some job so cushy I could make like 2000 dollar a month payments and knock it out in a few years. I'd have to be making like, between 3 and 4k a month and living just like this to do that, which I think is impossible because I can't imagine finding a job that pays so lavishly, at all, but especially within reach of our current flat (and thus our current rate of rent), but if it were possible I would so utterly do this for another 2 years (and then kick it back to 1k payments for the third I think) if it meant I could get out from under this thing.